Coverage that usually includes a payment of an initial deductible, less than 100% reimbursement for covered services, and a high maximum benefit. After covered expenses exceed the initial deductible, the plan will typically pay 80% of all other covered medical expenses.

ERI's 2026 Benefits Benchmarking Survey Highlights
Read More
United States and Canada Minimum Wage Updates - June 2026
Read More
Do Geographic Pay Differentials Account for Inflation?
Read MoreWHITE PAPERS

National Compensation Forecast April 2026
Read More
Compensation Strategies for Remote Work and Organizational Culture – Fall 2025
Read More
Planning Global Compensation Budgets for 2026 - January 2026
Read More
Common Compensation Terms and Formulas - January 2026