Used to describe an insurance plan in which the risk is shared equally between the members. Also the premium rebate is based on the overall community's health and that of the individual members. Also allows for an increase in the insured benefits.

The Top Machine Learning Skills in Demand in 2026
Read More
Emerging AI Skills in Demand in 2026
Read More
United States and Canada Minimum Wage Updates - July 2026
Read MoreWHITE PAPERS

National Compensation Forecast April 2026
Read More
Compensation Strategies for Remote Work and Organizational Culture – Fall 2025
Read More
Planning Global Compensation Budgets for 2026 - January 2026
Read More
Common Compensation Terms and Formulas - January 2026