Personal Financial Advisor Salary in Germany

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  3. > Personal Financial Advisor
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Last Updated: July 13, 2026

€71,915 USD

per year
Hourly Rate €34.57
Bonus €3,150

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Entry Level €40K
Average €72K
Senior Level €90K

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The average pay for a Personal Financial Advisor is €71,915, which is €34.57 an hour in Germany. The average salary range for a Personal Financial Advisor is between €40,272 and €89,678. On average, a Bachelor's is the highest level of education for a Personal Financial Advisor.

This compensation analysis comes from aggregated salary survey data for Germany. ERI's compensation information is based on employer-reported data collected from ERI's salary surveys, customer HRIS data, data from Proxies/10Ks and Forms 990, proprietary databases, and purchased survey data. Cost-of-labor data in the Assessor Series are based on actual housing sales data from commercially available sources, plus rental rates, gasoline prices, consumables, medical care premium costs, property taxes, effective income tax rates, etc. For more information, see ERI's methodology.

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Salary Potential for Personal Financial Advisor

Explore the estimated salary growth for Personal Financial Advisor in Germany for up to 5 years. The estimated salary of Personal Financial Advisor in 1 year will be €73,870, and in 5 years, will be €82,237.

Number of Years

2 Years

Estimated Salary

€75,878 USD

Percentage Growth

0%

Growth Trajectory

The estimated salary growth for Personal Financial Advisor in [# of years] is [salary], which is [average growth %] average growth. This information is based on ERI's compensation database.

What Does a Personal Financial Advisor Do?

Provides guidance and advice to individuals regarding financial matters, utilizing knowledge of tax and investment strategies, securities, insurance, pension plans, and real estate to make recommendations on ways to utilize money. Collects, reviews, and analyzes client's financial circumstances to determine their financial objectives, current assets, income, expenses, insurance coverage, tax status, financial objectives, risk tolerance, and other information needed to develop a financial plan. Analyzes information and develops financial plans best suited to individual clients' requirements. Advises clients on new and existing products and services, ensuring they are aware of and understand what best meets their needs.

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Education, Skills, and Certifications for Personal Financial Advisors

Gain access to salary differentials for education and skills in ERI's Salary Assessor

Education

Below is the average education level for a Personal Financial Advisor. About 56% have a Bachelor's degree, 25% have a Master's degree, and 9% have a High School Diploma.

  • Bachelor's Degree 56%
  • Master's Degree 25%
  • High School Diploma 9%
  • Associate Degree 8%
  • Doctorate Degree 1%
  • Less Than HS 1%

Top Skills

Below are top skills for a Personal Financial Advisor.

Popular Certifications for Personal Financial Advisor

Certified Financial Planner Licensing: Series 7, 24, 63 Public Accountant - CPA - American Institute of Certified Public Accountants Series 7 License - NASD - National Association of Security Dealers Certified Financial Risk Manager

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Compare Personal Financial Advisor Salaries by Location

See how Personal Financial Advisor salaries vary by region and find the best location for your career.

Average Salaries for Personal Financial Advisor

The average salary of personal financial advisor in Germany is 71.915 €. The average salary of personal financial advisor in California is $111,326. The average salary of personal financial advisor in United States is $98,304. Explore the average salaries for personal financial advisor in other locations below.

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Cost of Living in Germany

The cost of living in Germany is 0% equal to than the national average.

Whether you're planning to move or just want to see the cost of living in different locations, our cost-of-living calculator is the place to start. Compare salaries for other locations by city, U.S. ZIP code, state, or country.

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Why Your Salary May Look Different

This information is based on a specific job title and location, but real-world compensation can vary based on factors like years of experience, company size, shift differentials, and more. Because of these variables, your actual pay may fall above or below the average ranges shown. Use ERI's salary data and compensation management platform to identify market trends and accurately adjust pay so that you can price jobs competitively.

Based on the average salary in the United States, if your shift differential is 10%, then your pay will increase by €3.46/hour

*Some jobs may not be adjusted using shift differentials. Please contact [email protected] for additional information.

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Frequently Asked Questions

Common questions about Personal Financial Advisor salaries and career insights

How much does a Personal Financial Advisor make in Germany?

ERI's data indicated that, on average, a Personal Financial Advisor is €71,915 per year or €34.57 per hour in Germany, which is equal to the national average. Top earners have reported making up to €89,678. However, the typical pay range in Germany, is between €40,272 and €89,678 annually.

What is the salary potential for Personal Financial Advisor in 5 years?

Personal Financial Advisor is projected to see 14.4% salary growth in 5 years.

What are some factors that impact Personal Financial Advisor salaries?

Several factors can impact the salary, including experience, company size, job market, location, industry, and more. Understanding how these factors affect the role can provide opportunities to earn more. Use our salary calculator to find out how much you should be paid based on what someone in your area, with similar experience, earns.

How can I accurately price jobs for my organization?

There are several factors that can impact the salary, including experience, company size, job market, location, industry, education, certificates, shift differentials, and more. Understanding how these factors affect the role can help you spot pay gaps and retain top talent. ERI's Assessor Platform brings these factors together in one platform, making it easy to benchmark roles, analyze insights, and set pay with confidence.

What is ERI Economic Research Institute?

ERI Economic Research Institute was founded over 35 years ago to provide trusted compensation data for private and public organizations. ERI has established itself as a gold standard for global salary benchmarking and geographic differentials and has evolved to offer a complete compensation management software solution.

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With decades of experience in compensation, ERI offers an extensive and reliable salary survey database powered by the Assessor Platform, a comprehensive compensation management solution that optimizes complex processes for accuracy and efficiency.

HR and compensation professionals in organizations ranging from small companies to the Fortune 500 rely on ERI's Assessor Platform to:

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How often does ERI's compensation database get updated?

ERI's team of PhD-level data scientists and seasoned compensation professionals review and validate our salary data approximately every six weeks, ensuring the accuracy of the data that we publish. Learn more about our methodology.

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About Our Data

This page is an excerpt of the much more complete compensation information available in ERI's Assessor Series.

For over 35 years, ERI has compiled the most robust and accurate salary, cost-of-living, and executive compensation survey database available. Data are analyzed using AI and traditional statistics, depending on which approach is best for a particular application. ERI collects salary survey data from five different sources, which you can learn about here.

Verified Sources

Data sourced from internal salary surveys, purchased surveys, public sources, HRIS data, and proprietary databases.

Real-Time Data

Our salary database is updated and verified approximately every six weeks.

Quality Assurance

Along with our data scientists, we have included AI in our rigorous process to analyze and provide the highest quality data.

10,500+

Locations

35,900+

Job Titles

4,400+

Skills

5,500+

Certifications

1,100+

Industries

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