An insurance clause that states that if the insured's disability income exceeds their actual income level, upon disability their benefits will be reduced to the appropriate amount and any premiums that were paid toward excess coverage will be refunded to them (the insured).

The Top Machine Learning Skills in Demand in 2026
Read More
Emerging AI Skills in Demand in 2026
Read More
United States and Canada Minimum Wage Updates - July 2026
Read MoreWHITE PAPERS

Global Minimum Wage Trends – July 2026
Read More
Planning Global Compensation Budgets for 2027
Read More
National Compensation Forecast April 2026
Read More
Common Compensation Terms and Formulas - January 2026