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Equivalent Level Annual Dividend (ELAD)




An amount presented as part of interest-adjusted method of comparing cost of life policies, to consumers. The equivalent level annual dividend is meant to represent the part of the interest-adjusted payment and the cost that is, in effect, not guaranteed by the insurer, because dividends will change in the future as the insurer's experience changes. This amount gives the buyer an idea of the extent that nonguaranteed amounts affect the interest-adjusted payment and the cost of a policy.




 
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Salary Assessor

Reports "up to the present day" competitive wage, salary, and incentive survey data. Provides salary ranges and median/means for over 6,100 positions in 370 U.S. and Canadian metro areas.


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